Terms & Conditions

IWI provides general financial education, calculators, quizzes, games, and examples. Nothing on this website is personalized financial, investment, tax, or legal advice, and nothing is an offer or recommendation to buy or sell an investment.

Investment values can rise or fall. Examples, historical data, and calculator outputs are illustrative and do not guarantee future results. Consider your circumstances and seek qualified professional advice before making financial decisions.

You may use the website for personal, lawful purposes. Do not interfere with the service, attempt unauthorized access, submit false or abusive requests, automate excessive form submissions, or use the content to mislead others.

You are responsible for the information you submit and for keeping access to your device secure.

The IWI name, branding, original writing, illustrations, interface, and educational materials belong to IWI or their respective licensors. You may share links to the website, but you may not reproduce or commercially exploit substantial parts without permission.

We may change, suspend, or discontinue parts of the website. Links to third-party websites and services are provided for convenience; their content, availability, and privacy practices are outside our control.

To the extent permitted by applicable law, IWI is not responsible for losses arising from reliance on educational content, calculator estimates, historical examples, third-party services, or temporary website unavailability. Nothing in these terms excludes a right or liability that cannot lawfully be excluded.

We may update these terms as the service develops. Continuing to use the website after an update means the revised terms apply to future use.

For questions about these terms, reply to any email you receive from IWI.