Step 2 · Know Your Money

You can't plan money you can't see — and yours is spread out in more places than you think.

The cash in the locked drawer, money box or even shoe box =p. The JazzCash balance. The committee (your turn's coming!). The gold in the locker. The Rs. 15,000 your cousin still owes you. Small counts. Scattered counts. All of it counts.

Fill the Find Your Money table — estimates are fine:

Cash at home · Bank / JazzCash / Easypaisa · Committee · Gold (jewellery counts) · Prize bonds & savings certificates · Money lent to family or friends · Anything else (shares, funds, property — if you have them)